Impact resistant shingles can withstand impacts from flying objects to a much greater extent than a common asphalt shingle. The impact resistant rating system ranks shingles’ resistance to impact into 4 levels – 1 through 4, with Class 4 as the highest rating level to impact resistance.
Installing a class 4 impact resistant shingle can equal big savings on your homeowners insurance. Most major insurance companies give a very substantial discount as high as 28% the avg. annual savings is $675, year after year. This is because the insurance company sees this as loss mitigation, making an attempt to avoid future losses. It might even help you avoid getting canceled by the company due to claim activity.
There are great benefits to having a Class 4 impact resistant roof. If you are wondering why you haven't heard about it already its because most roofers don't want you to know about it hoping they can reroof your house again next year. Wouldn't you like to avoid the hassle of going through the process every hail season? Not to mention avoiding large rate increases on your insurance for claim frequency.
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